It’s easy to see why someone would want to invest in LASIK. The procedure is famous for changing lives using state-of-the-art technology to improve eyesight with an outstanding success rate while prioritizing safety and quick recovery.
However, many people are also nervous about the price. It’s easy to see why many people are hesitant to spend money on LASIK, even if it’s worth it.
It may seem entirely unattainable for some due to its up-front cost, so many assume they can’t afford it. However, there are ways to make the cost of LASIK fit into your budget, and you may even be able to reduce it overall! Keep reading to learn more about LASIK financing options!
Managing LASIK Payments Using Alphaeon®
While the overall price of LASIK may seem daunting to some, it becomes less scary when you can break the cost down into manageable monthly installments. Budgeting month to month is often easier than taking a massive hit to your bank account.
Are you concerned about paying a premium on interest? Don’t worry! Stahl Eyecare Experts have you covered with two different 0% LASIK financing options.
Alphaeon® Credit is a customizable financial solution for your eye care needs. You can finance your LASIK treatment for 24 months with no interest. You can pre-qualify for Alphaeon Credit without impacting your credit score!
CareCredit
CareCredit is another fantastic option to pay for your LASIK procedure. It helps you get your vision corrected now and pay for it easily later.
CareCredit can also be used on other healthcare services not covered by insurance. By offering CareCredit to our patients, LASIK financing has never been more accessible.
Taking Advantage of an FSA
LASIK is not generally covered by insurance as it is considered an elective service, but there is a way to reduce the cost of the procedure by spending untaxed dollars on it. A flexible spending account, or FSA, is an entirely legitimate way to avoid taxes on your income, as long as you spend the money on certain medical expenses. One of these approved medical expenses is LASIK!
Employers often offer FSAs as an incentive or as part of a benefits package. They work by allowing you to set aside portions of your income into the account.
Then you can withdraw the funds for treatments like LASIK or prescription costs. When you have an FSA, it effectively means that you are saving a percentage equal to the rate you would have been taxed on that income, and those savings can add up fast!
Be sure you are familiar with how your FSA program works at your job. Generally, rules and stipulations can cause you to lose money if you aren’t careful.
FSAs typically don’t roll over from year to year, and if this is the case, any money you have leftover may be subject to forfeiture. FSAs are also usually capped at a certain amount, so you may not be able to finance your entire LASIK procedure with it. If you choose to use an FSA, it can help make paying for the cost of LASIK less of a burden.
Ready to achieve the vision of your dreams? Schedule your LASIK consultation at Stahl Eyecare Experts in Garden City, NY, to learn more about the procedure and how to finance it!
